Central Bank of India App – Features and Download Guide

No more snaking lines at the bank on Friday evening, you can do your banking online with the Central Bank of India app. These days the online world is providing more and more of what our physical world used to do. From ordering food to tracking weight loss, almost everything can now be done virtually

With this, it’s no surprise that banks are doing the best they can to provide easy-to-use mobile banking apps to customers. The Central Bank of India, of course, is no exception from this. To make sure that it is still on the right track of the competition, it has developed an advanced and reliable app called Cent Mobile.

If you’re one of their customers, it’s best to know that such an app can serve as an important financial tool, which you can utilize for your advantage. Here, we have prepared a brief guide that will tell you how to download and use Central Bank of India’s Cent Mobile app

Central Bank of India App - Features and Download Guide

Features of Cent Mobile

Developed to provide users with utmost convenience, good security, and optimal control over their bank accounts, Cent Mobile operates as a mobile banking application offered by Central Bank of India.

Specifically, using the app, users can access all frequently required banking services, such as account balance inquiry, fund transfer, and utility bill payments. As explained in Central Bank of India’s official site, features of Cent Mobile are divided into two categories: the pre-login features and the post-login features.

As the name suggests, the first category refers to the features that can be accessed by customers without the need for registration. Among these include the ability to access a list of nearby ATMs or branches, and learn the interest rates for time deposits, retail loan schemes, and Forex rates.

You can also apply for a new savings account, retail loan or credit card online. Users can also get real time notifications on offers, new launches, and other banking updates.

Meanwhile, under the post-login features, which refer to the services that are accessible to customers after completing a one-time registration process, account balance inquiry and fund transfers can already be done. 

On top of that, users can also pay their utility bills, request for ATM (Debit) Card & Credit Card Blocking, as well as access Cheque Book related functions. They can also sync their accounts to their Aadhaar Number and donate to an institution.

Other additional features include being able to register for getting Account Statement over email, open and close time deposit account, and access debit and credit card control settings.

How to Download Cent Mobile

Cent Mobile is now available for all leading mobile OS – including iOS, Android, Windows Mobile, and Blackberry.

To download, simply go to Central Bank of India’s official website and click “Online Banking” from the title options. You will then be directed to the bank’s Online Banking page. Select the “Digital Banking” option at the left side of the screen and choose “Mobile Banking” from the list. 

That will lead you to Cent Mobile’s page. Click “Download app” and choose the download option that matches your device type (Android Phone, iPhone, Windows Phone, Blackberry Phone). The app is free, so you don’t have to worry about possible charges.

If you’re an Android or iOS user, you can also simply get the app from Google Play or Apple Store.

Central Bank of India App - Features and Download Guide

How to Register

As discussed earlier, features of the Cent Mobile app are divided into the pre-login offers and the post-login. To make sure that you’ll be able to maximize all the features and services of the app, it’s best to complete the one-time registration process. 

To do so, simply follow the steps provided below.

  1. Launch the app.
  2. Choose the option “New User Registration”.
  3. Submit your CIF Number. You will then receive an OTP (One Time Password) via SMS on the mobile number you have registered upon account creation.
  4. After successful validation, register it using your debit card information or internet banking user ID and password, or through an ATM or a nearby branch.
  5. Set up your preferred User ID, MPIN (Login Password) and TPIN (Transaction password).

The Bottom Line

From convenience, security, to accessibility, there comes a bundle of perks that mobile banking apps offer. If you’re a customer of the Central Bank of India, you’ll want to get on the Cent Mobile app to maximize your time and minimize banking hassles.