Why You Should Only Hire a Certified Financial Planner

Whether you’re looking to get your finances on track or simply prepare for your future, there’s no denying that financial planning is stressful. After all, your security and contentment not only mirror your current situation, but also take into consideration how well you’ve prepared for the future.

With your financial security having the ability to affect almost all aspects of your life, it’s essential to sort out your finances and nurse your account bank to a healthy state. The best way to do this is through working with a certified financial planner who knows how you can best proceed in your situation.

If you’re not sold on the idea of hiring a professional, we’re here to give you reasons why you should and why these would benefit you in the long run. Read on to know more about them and how they can be of assistance.

Why You Should Only Hire a Certified Financial Planner

What is a Certified Financial Planner?

A certified financial planner is a licensed and credential professional that has passed the strict and rigorous requirements of the Certified Financial Planner (CFP) exam. Successful candidates vying for a certificate of this program must at least have 4,000 hours of experience under their belt.

They are professionals who have obtained their CFP certification from the Financial Planning Standards Board (FPSB) of India. They have a four-year bachelor’s degree from a recognized educational facility or institution. They also have to undergo 10 hours of testing with approximately only 50% of passers.

Moreover, these professionals are also well-versed in a variety of fields, such as estate planning, risk management, and developing a plan. These experts are also well-equipped to apply the principles of planning to real-life situations.

Most importantly, practitioners are enjoined to be trustworthy, meaning every member must put the well-being of their clients before their own needs and concerns.

What a CFP Does

A CFP professional is equipped to help you no matter what stage you are in life. They will examine your income from top to bottom and help you achieve your goals by building effective and manageable strategies that can help you stay on track.

Reasons to Hire a Certified Financial Planner

Service Built on Trust

As mentioned, CFPs fall under the fiduciary system. This means that they have your best interests at heart and they are enacted to do so by their code of ethics. In addition, CFPs are expected to uphold the professional and rigorous standards of professionalism at all times.

This means that all the services they’ll be rendering will ultimately help you obtain your goal. Because of their ethical standards, you know that the advice they’ll give will be impartial and based only on the facts and figures.

Personalized Approach to Planning

For those who don’t know where to start when they are planning for their future, a CFP gives you a personalized professional approach to help you win at your major financing-related milestones in life.

Whether you are getting married, changing jobs, buying a property, or even getting divorced, a licensed and certified professional will help you with whatever stage you are in. As experts in the field, they’ll be giving you a customized road map to follow wherever you may be in life.

Expert Handling of Finances

This point already goes without saying. As you might know, a person’s financial health takes time, effort, and hard work over a certain period of time. Regardless of your income or your circumstance, you’ll be glad to know that your finances can be shaped up one step at a time.

From paying off your debts to building an emergency savings fund to contributing to your savings and investment portfolio, years of studying and experience will help these professionals give their utmost best in handling your finances.

Besides gathering information and relevant details, these planners will help you analyze your information and make sense of the data. Plus, they’ll effectively strategize with you and set recommendations and monitoring as you go along.

Why You Should Only Hire a Certified Financial Planner


Planning for the future may be overwhelming. But with the help of a certified financial planner, you are sure to get unbiased counsel to help you through getting your goals one by one.