How to Open an IndusInd Bank Saving Account

Whether you’re targeting to save enough funds for a long-term goal or simply wanting to set aside cash for emergencies, having your own savings account will benefit you greatly.

The IndusInd Online Savings Account boasts of having both favorable interest rates and impressive features. If you’re serious about wanting to start your saving journey, you might want to check this option out.

We have compiled everything you need to know about the IndusInd Online Saving Account. Read on to know more about its features, fees, and charges, and how you can apply, and decide for yourself.

How to Open an IndusInd Bank Saving Account

 

IndusInd Bank Saving Account – Features and Benefits

Designed to accommodate consumers from all walks of life, the IndusInd Online Saving Account is the best deal to apply for if you want to enjoy fast and easy access to funds, wherever, whenever.

Specifically, with the said account, you’ll get to enjoy up to a 6% rate of interest, with options to make your account a Zero Balance Account.

On top of that, you’ll also have the privilege to set up a personalized account number, along with a personalized debit card, which bears the image of your choice as the backdrop of the card.

What makes the offer a top choice for many is its promise of convenient banking experience. Thanks to the bank’s Indus Mobile app, you can enjoy the security and convenience of fingerprint banking.

You will also have access to the unique All-In-One store, where can shop, pay bills, book cabs, and even enjoy multiple discounts on restaurants and more.

Of course, you can also withdraw cash in the denomination of your choice at any IndusInd Bank ATM at your convenience.

IndusInd Bank Saving Account – How to Apply?

The good news is, applying for the IndusInd Online Saving Account is very easy. To apply, the bank requires that you must be an Indian resident and more than 18 years of age.

Take note that this account is available only for customers who do not have an existing IndusInd Savings or Current account yet.

Once you ensure that you satisfy all these requirements, you can proceed to the application process. To do so, you’ll need to visit IndusInd Bank’s official account.

From its Home Page, click Apply Online, and choose Savings Account. From there, select Open Your Account Now. You’ll be required to register using your mobile number linked with your Aadhaar Number.

Once done, click Continue. You will need to fill the Savings Account eligibility form available online. Once done, submit the form and wait for the bank’s reply.

IndusInd Bank Saving Account – Fees and Charges

Initial Funding Requirement

  • Premium Debit Card: Minimum IP of Rs. 5,000
  • Insta Funding: Minimum IP of Rs. 20,000
  • Privilege: Minimum IP of Rs. 10,000
  • MultiplierMax: Minimum IP of Rs. 10,000

Debit Card

  • Platinum Plus @ Rs. 1,000
  • Titanium Card @ Rs. 249
  • Titanium Plus Card @ Rs. 249
  • Titanium Card @ Rs. 249

Card Issuance Charge

  • Titanium: Rs. 249 p.a
  • Platinum Plus: Rs. 1,000 p.a

Card Replacement Fee

  • Titanium: Rs. 249 p.a
  • Platinum Plus: Rs. 1,000

Bank Contact Details and Address

Interested to know more about the IndusInd Bank Online Saving Account? You may contact the bank at 1860 267 7777 or visit them at the branch nearest to you.

Their registered office is located at IndusInd Bank Limited, 2401 Gen. Thimmayya Road (Cantonment), Pune-411 001, India.

How to Open an IndusInd Bank Saving Account

 

The Bottom Line

If you think the interest rate and features of the IndusInd Online Saving Account match your current needs, then feel free to know more about this bank by reaching out to the nearest branch.

You can also consult your financial adviser to know more about other possible options.